Discover all information you need to know about PCI DSS or Payment Card Industry Data Security Standard including where to find PCI DSS!

What is PCI DSS?

PCI DSS stands for Payment Card Industry Data Security Standard and it is a worldwide accepted set of rules, procedures, and policies, created to optimize the stability and security of cash, debit, and credit card transactions and provide protections to cardholders and ensure their personal information are secured.

The PCI DSS was created by five major credit card brands such as American Express, MasterCard, Visa, Discover, and JCB.

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The Payment Card Industry Data Security Standard specified on six objectives:

    • Build and Maintain a Secure Network – A safe and secure network must be built in which credit card transactions will be processed.
    • Protect Cardholder Data – All important data such as social security number, date of birth, phone number, mothers’ maiden names, e-mail address, and etc. should be safe and protected against hacking.
    • Maintain a Vulnerability Management ProgramThe system should be secured against various malicious hacking activities by using anti-spyware programs, anti-virus software, and other anti-malware strategies.
    • Implement Strong Access Control MeasuresThe access to operations and system data should be controlled and restricted.
    • Regularly monitor and Test NetworksThe networks should be regularly monitored and constantly tested to make sure that all processes and security regulations are in place.
    • Maintain an Information Security – An organized and formal security policy must be determined and maintained by all participating organizations at all times.

Where to Find PCI DSS?

The Payment Card Industry Data Security Standard documents or PCI DSS documents can be found on the official PCI Security Standards Council website.

The PCI Security Standards Council serves to those who are PCI compliant and those who are associated with processing credit cards. In other words, they serve merchants and online retailers of all sizes, software and hardware developers and designers, financial institutions, and all who operate the system for processing payments.

The PCI Security Standards Council is responsive for helping the merchants, online retailers, software and hardware developers and designers, and financial institutions to understand and take advantage of the standards for security policy and processes that offer protection to the payment system from hacking or stealing cardholder data. Also, they are helping them to implement the standards for maintaining safe and secure payment solutions.